PEO Health Plans vs Running Your Own Group Policy
You’re a small business owner with 14 full-time employees who has used a PEO for payroll and benefits for the…
FSA vs HRA vs HSA: Which Account Does Which Job
You’re scrolling through your annual open enrollment packet, and three acronyms appear next to your health plan selections: FSA, HRA,…
Forms 1094 and 1095: A Filing Calendar for Small Teams
If you’re a small business owner or office admin responsible for health benefits reporting, you’ve likely gotten vague reminders from…
Minimum Essential Coverage vs Minimum Value: Labels to Verify
If you’re reviewing an employer-sponsored health plan offer, you may have seen the acronyms MEC (Minimum Essential Coverage) and MV…
Excepted Benefits: Dental, Vision, and What Usually Stands Alone
It’s open enrollment season, and you’re scrolling through your employer’s benefits portal when you see two dental options: one embedded…
Applicable Large Employer Status: What to Track
If your business has hired 10+ new full-time staff in the last 12 months, or increased part-time hours across a…