Tobacco Surcharges and Wellness Notices: What Must Be in Writing
Imagine logging into your employer’s open enrollment portal and seeing a monthly line item labeled “tobacco surcharge” with no additional…
Tag: accounts, funding & compliance
Stop-Loss Insurance: Questions Growing Teams Ask
If you lead benefits for a team that’s grown past 20 employees and is considering switching from a fully insured…
Fully Insured vs Level-Funded vs Self-Funded: Labels to Decode
You’re a small to mid-sized business admin reviewing three health plan proposals for your 18-person team, each tagged with a…
QSEHRA Basics for Employers Under 50
You run a small retail shop, marketing agency, or local service business with fewer than 50 full-time equivalent (FTE) employees,…
ICHRA vs Traditional Group Coverage: A Decision Worksheet
If you are a small business owner or HR lead reviewing your annual health benefits renewal and weighing Individual Coverage…
PEO Health Plans vs Running Your Own Group Policy
You’re a small business owner with 14 full-time employees who has used a PEO for payroll and benefits for the…